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Board of Directors

 Joseph Agius


Joseph Agius Joseph Agius is responsible for various departments including Infrastructure, Operations  and Services for the Bank of Valletta Group, where he occupies the role of Executive Head  Information Technology.  Moreover he is a leading contributor to the Bank’s IT Strategy  and a strong proponent of IT Modernisation, the business value of IT as well as, running  IT like a business.

 His current focus is leading the Bank’s strategies on enterprise information management  and business intelligence.

 With more than 25 years of IT and Financial Services experience, he has held various senior leadership roles.  Joseph has been actively involved in the implementation of various mission critical projects in retail banking, customer relationship management, multichannel banking, cards and investments business.

He holds an honours degree in Computer Science from The University of Reading and an MBA in eBusiness from Grenoble Graduate School of Business. 

 Ing. Saviour Baldacchino​


Ing. Saviour Baldacchino Engineer Saviour Baldacchino obtained a Diploma in Business Management followed by  an Honours Degree in Electrical Engineering specialising in Electronics Technology,  Computers and Communications.  Throughout his career he undertook continuous  professional development in the United States, United Kingdom, France and Malta.

 Saviour is currently President of the Malta Chamber of Engineers, a role he occupied for  over three years.

 He has been in the private engineering practice since 2004.  In 2001, he had a key role in  the setting up of a new Internet Service Provider, which he led as its CEO until 2004.

Before joining the private sector, he occupied the post of General Manager for Information Systems & Technology at Maltacom plc, where he formed part of top management since 1985.

For over ten years, he was appointed visiting lecturer and examiner at the University of Malta, at the City & Guilds of London Institute and at other educational institutions.

In 2005 he was honoured with the Best ICT Professional Award for lifetime achievement. Hobbies and interests include technology, travelling and music.


 Tony Borg​


Tony Borg Tony Borg was appointed Head of the Government Customer Care at the Office of the  Prime Minister. He has 28 year working experience in the Public Service, holding various  responsibilities within the Ministries of Finance, Social Services, Customs, Work and  Interior. During this period Tony has represented Government on various Ministerial  Delegations both locally and abroad, and has also conducted negotiations on behalf of  Government.
 Tony’s experience also extends to the Private Sector, where he established business in the  ICT and service sectors. 


 Dr. Helen Borg Muscat​


Dr. Helen Borg Muscat Helen Borg Muscat, was admitted to the University of Malta (Faculty of Laws) in October  1987 where she obtained the Diploma of Notary Public in 1991.
 After successfully submitting a thesis entitled 'Criminal Responsibility of the Individual in  Public International Law', Helen graduated Doctor of Laws (LL.D) in 1993 and a year later  was admitted to the Bar (given the authorisation to practice law before the courts).

 Helen holds a Diploma of Studies in Canonical Marriage Cases Jurisprudence and  Procedure. In March 1987 she joined the banking sector.

Helen also served on the Luqa Local Council between 1993 and 1997.

She is married and has one son, Andre’.


 Dr. Aron Mifsud Bonnici​


Dr. Aron Mifsud Bonnici Advocate Aron Mifsud Bonnici first graduated as a Notary Public from the Faculty of Laws  at the University of Malta in 1995 and subsequently obtained a doctorate in law (LL.D.) in  1997.
 As a partner at Mifsud Bonnici Vella Cuschieri Advocates he has assisted clients with  investment promotion, labour relations, privatisation, corporate finance and public  relations. In addition he deals with various aspects of commercial, civil and employment  law.
 He is proficient in various technical and legal aspects of information technology, intellectual property, media and communications and is also advisor on employment law and industrial relations to Malta’s largest trade union.